‘Midi de la Microfinance et de l'Inclusion Financière’ conferences address issues and developments in the field of financial inclusion. The 42nd edition, organised by ADA (Appui au Développement Autonome), was held recently at Banque de Luxembourg. Participants discussed the challenge of striking the right balance between client protection, sustainability of microfinance institutions (MFIs) and interest rates.

Interest rates in microfinance are usually higher than those in traditional banks.This is sometimes surprising and can raise questions or generate mistrust towards the sector. MFIs must be financially viable in order to ensure long-term services to a broad clientele, and interest rates play a part in their sustainability.

What is the ideal solution to protect clients, ensure MFIs remain sustainable and optimise interest rates?

Several experts from the regulatory and MFI sectors gave their insights into ways to reduce interest rates while ensuring sustainability and genuine support to final beneficiaries, which is the core added value of microfinance.

Find out more: https://www.ada-microfinance.org/fr/evenements/midis-microfinance